How to Add Form 1095-C to TurboTax: A Comprehensive Guide

This guide will help you add your Form 1095-C, Employer-Provided Health Coverage, to your tax return using turbotax. Correctly reporting this information is essential for an accurate tax filing.

What is IRS Form 1095-C?

Form 1095-C, officially titled Employer-Provided Health Coverage, is an IRS document that details your employer-sponsored health insurance. It verifies that you and any eligible dependents had qualifying health coverage for the entire tax year. This information helps determine your eligibility for certain tax provisions and avoid potential penalties.

When Do You Need to Enter Form 1095-C Information in TurboTax?

You typically need to enter data from your Form 1095-C into TurboTax if:

• Your employer provided you with health insurance coverage.
• You are self-employed and purchased health insurance through the Health Insurance Marketplace. (While you’ll likely receive Form 1095-A for Marketplace plans, some self-employed individuals may also receive a 1095-C from a professional organization or related entity.)
• You need to report the Health Coverage Month (HCM) indicator, which shows if you maintained minimum essential coverage each month.

Important Note: You generally do not need to attach your Form 1095-C to your tax return, as the IRS receives a copy directly from your employer. Your goal is to provide this information to TurboTax so it can accurately complete your tax return with the correct health coverage details.

Step-by-Step Guide: Entering Your Form 1095-C into TurboTax

Have your Form 1095-C ready before you start in TurboTax.

Step 1: Log In to Your TurboTax Account

1. Go to the official TurboTax website.
2. Log in with your username and password.
3. If you haven’t started your tax return for the current year, select the correct tax year and begin the initial setup.

Step 2: Locate the Health Insurance Section in TurboTax

TurboTax uses a question-and-answer format to guide you. The health insurance section will likely appear as you progress.

• If Prompted: Watch for questions about health insurance coverage. TurboTax asks relevant questions based on your entries.
• Manual Navigation: If you need to find it yourself, use the “My Account” or “Federal Taxes” menu. Look for sections like “Health,” “Health Insurance,” or “Medical.”

Step 3: Confirm You Had Health Insurance Coverage

You’ll be asked a question like:

“Did you have health insurance in [Tax Year]?”

Select “Yes” to enter your coverage details.

Step 4: Select the Correct Health Insurance Form Type

TurboTax will offer options for your health insurance form. Choose the one that matches your document:

• Form 1095-A, Health Insurance Marketplace Statement
• Form 1095-B, Health Coverage
• Form 1095-C, Employer-Provided Health Coverage
• No form, but I had other health coverage.

Select “Form 1095-C, Employer-Provided Health Coverage.”

Step 5: Enter Your Form 1095-C Information. Find out more about How to add 1095-c on turbotax insights guide.

TurboTax will display fields to enter data from your Form 1095-C. Keep your form open.

Identifying Information:

• Employer’s Name and Address: Enter this exactly as it appears on your 1095-C.
• Employer Identification Number (EIN): This is a nine-digit number.
• Employee’s Social Security Number (SSN): Enter your SSN.
• Employee’s Name and Address: Enter your personal details.

Key Boxes on Form 1095-C:

• Box 14: Employer’s Share of the Cost of Coverage

  This box shows the portion of your health insurance premiums paid by your employer. Enter the dollar amount.

• Box 15: Employee’s Share of the Cost of Coverage

  This box shows the amount you paid for your health insurance premiums. Enter the dollar amount.

• Box 16: Total Months of Coverage

  This critical field indicates how many months you had qualifying health coverage. TurboTax will likely ask you to confirm this or enter the total number of months.

• Box 17: Name of Covered Individuals (if applicable)

  If your spouse or dependents were covered by your employer’s plan, their names may be listed here. TurboTax will prompt you to add this information if it’s relevant to your tax return.